Senator Edward Kennedy’s contribution to affordable Long Term Insurance

November 24, 2009 by  
Filed under News

The Community Living Assistance Services and Support Act 2009 was introduced by Senator Kennedy (S. 697) and Congressman Jack Pallone (H.R. 1721). According to the fact sheet put out by the Alliance for Retired Americans, Medicare covers very little of the long term services needed and one must have less than $2000 in savings to qualify for Medicaid. Hence, people are forced into institutions and poverty if they require long term medical services. Furthermore, over 40% of people will need over 2 years of long term services and support. Think about what this is costing taxpayers and caregivers who must help cover these costs if they want their family member to get quality care. The bill would create a National Insurance Program supported through voluntary payroll deductions of anyone working 18 years of age and older. This large pool of people in the program will decrease the cost of Long Term Services and Support.

The lack of Long Term Health Insurance is not only a drain on the finances of the person directly affected but also family and friends that chip in to make sure their loved one is properly cared for. We all need to not only have access to affordable health care, we should have access to affordable Long Term Health Care. Contact your legislative representative and make sure that you let him/her know that you want the Class Act to pass.

November is National Family Caregivers Month

November 8, 2009 by  
Filed under News

On October 30, 2009, President Obama proclaimed November to be National Family Caregivers Month. In his proclamation, President Obama highlighted two programs that should help family caregivers in their quest to balance their personal and professional lives with their care of family or friends; The National Family Caregiver Support Program and the Lifespan Respite Care Act. The National Family Caregivers Month was started by the National Family Caregivers Association to thank, support, and educate family caregivers. I believe that one of goals of all organizations trying to support and educate family caregivers is to help those who see themselves as the niece caring for her aunt with breast cancer or the son caring for his elderly parents identify themselves as caregivers. I believe this is critical because until people identify themselves as family caregivers instead of family members helping those they love most of the legislation and organizational support available will not be requested or sought out.